Comments on: 25 Top Strategies to Manage Your Money

By: justwondering

justwondering — Fri, 26 Feb 2010 14:26:59 +0000

Essentials only. Dining out – bottled water, beer/wine, cigarettes, gym membership, prepared foods are not necessary for life. Coupons are fine – unless you can buy a different brand cheaper still. Cheaper toilet paper may not be as nice, so you have to decide just what is really important to you. Start from the bottom up on your need for life list. Air, Water, Food, shelter – utilities. Every area has room for skimping.
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By: 2GoEnterprises.com

2GoEnterprises.com — Fri, 26 Feb 2010 14:24:59 +0000

I spend on technology (for college use) buy the higher quality and it will last longer, and be more productive, so money spent there.

I skimp a little on clothes, I have my designer labels for going out but also pay attention to stores like TXMaxx (TJMaxx in USA) for nice clothes at good prices.

Eating out, going to the movies etc is where I loose alot of money, so I try to restrict that. Also, using a prepaid visa or mastercard can help, as money is spent exactley and precisly, rather then taking out for example €30 from an ATM to buy something for €25.95 and then squandering the remaining €4.05 on silly things (you dont think much of change, which makes you spend more)

Hope this helps!
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By: united9198

united9198 — Fri, 26 Feb 2010 14:22:59 +0000

I pay cash for everything. I eat cheaply and always keep leftovers in my food plans. I do use coupons, but try to buy store brands which are cheaper than brands even when using coupons.
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By: Bl♥ndy

Bl♥ndy — Fri, 26 Feb 2010 14:20:59 +0000

I bring lunch to work every day. I used to buy it every day, ended up spending 50 bucks a week on top of groceries for the home, just on lunch!
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By: llulu_lemonn

llulu_lemonn — Fri, 26 Feb 2010 09:18:49 +0000

What are your best money-saving strategies?
For example, where do you spend and where do you skimp?
Do you use coupons when you shop?
Do you never go out to eat?

I’m a student with loans over my head, and I’m trying to make 2009 a year of really learning how to budget, manage, and save money. I am EAGERLY awaiting your responses.